Job Type:Permanent
Work Model:Hybrid
Reference code:130917
Primary Location:Toronto, ON
All Available Locations:Toronto, ON

Our Purpose

At Deloitte, our Purpose is to make an impact that matters. We exist to inspire and help our people, organizations, communities, and countries to thrive by building a better future. Our work underpins a prosperous society where people can find meaning and opportunity. It builds consumer and business confidence, empowers organizations to find imaginative ways of deploying capital, enables fair, trusted, and functioning social and economic institutions, and allows our friends, families, and communities to enjoy the quality of life that comes with a sustainable future. And as the largest 100% Canadian-owned and operated professional services firm in our country, we are proud to work alongside our clients to make a positive impact for all Canadians.

By living our Purpose, we will make an impact that matters.

• Have many careers in one Firm.
• Enjoy flexible, proactive, and practical benefits that foster a culture of well-being and connectedness.
• Learn from deep subject matter experts through mentoring and on the job coaching

What will your typical day look like?

As an experienced Senior Consultant / Manager you will work in a collaborative team environment to analyze issues and address client challenges related to credit risk. As a Subject Matter Expert and Engagement Manager your projects may include risk / regulatory transformation projects (i.e. operating models, technology implementations, growth and de-risking strategies, etc.), retail and non-retail risk advisory engagements (i.e. retail life-cycle strategies, commercial and corporate industry and sector reviews, portfolio management, etc.), and helping clients on data-driven risk strategies to support ROE optimization.

You will have a hybrid role, which encompasses developing the local Canadian marketplaces. In addition, you will have the opportunity to deliver national and international projects at mid-sized and large Financial Institutions.

Experienced Senior Consultants and Managers are expected to contribute to the firm's growth and development in a variety of ways, including:

• Delivering projects independently, under the guidance of an Engagement Senior Manager and Partner while executing on the technical areas and interacting with the clients to provide advice.
• Provide end-to-end oversight for the delivery of financial risk management advisory and assurance projects for financial services industry clients.
• Proactively engage with Deloitte leadership in regular strategic & planning discussions; cultivate and manage a pipeline of work with clients.
• Manage and lead a small team of diverse team of talented professionals and provide ongoing coaching to them to enable them to reach their highest potential
• Develop POVs (point-of-view), market analysis, white papers and solutions we can offer to our clients to support them in the best possible way.

About the team

Deloitte's Financial Risk Advisory & Transformation practice advises organizations on how to effectively mitigate risk and make informed and intelligent risk decisions around credit risk strategy, business processes, governance frameworks, analytics, technology and operations.

Our work is often high profile, high impact, and highly rewarding. If you're looking for a challenge and an opportunity to grow your career alongside the best and brightest in the industry, you'll find it Financial Risk Advisory & Transformation at Deloitte. Broaden your skills. Broaden your reach. Broaden your career. It's all possible at Deloitte.

Enough about us, let's talk about you

You are someone with:

• Undergraduate or Graduate degree in Economics, Business, Engineering, Mathematics, Finance, Data Science, or a related discipline
• 5+ years of experience in credit policy, credit strategy development, risk analytics, portfolio management or related analytics field.
• Strong understanding of credit products, risk systems, and regulatory frameworks.
• Expertise in ROE analysis and implementing strategies that enhance financial performance.
• Advanced technical skills in SAS, SQL, Python, or R or willingness to learn an asset
• Exceptional communication and stakeholder engagement skills, with the ability to influence across business lines.
• Proven track record of leading cross-functional initiatives and delivering strategic outcomes.
• High initiative, adaptability, and ownership in a dynamic, fast-paced environment.
• Superior verbal, written and interpersonal communication skills, ability to work in a fast paced and demanding environment with strong project management skills
• Ability to build and maintain relationships with clients and colleagues.
• Willingness to travel to client locations, as required.

Total Rewards

The salary range for this position is $84,000 - $126,000 (Senior Consultant) or $101,000 - $169,000 (Manager), and individuals may be eligible to participate in our bonus program. Deloitte is fair and competitive when it comes to the salaries of our people. We regularly benchmark across a variety of positions, industries, sectors, targets, and levels. Our approach is grounded on recognizing people's unique strengths and contributions and rewarding the value that they deliver.

Our Total Rewards Package extends well beyond traditional compensation and benefit programs and is designed to recognize employee contributions, encourage personal wellness, and support firm growth. Along with a competitive base salary and variable pay opportunities, we offer a wide array of initiatives that differentiate us as a people-first organization.On top of our regular paid vacation days, some examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, firm-wide closures known as "Deloitte Days", dedicated days of for learning (known as Development and Innovation Days), flexible work arrangements and a hybrid work structure.

Our promise to our people: Deloitte is where potential comes to life.

Be yourself, and more.
We are a group of talented people who want to learn, gain experience, and develop skills. Wherever you are in your career, we want you to advance.

You shape how we make impact.
Diverse perspectives and life experiences make us better. Whoever you are and wherever you're from, we want you to feel like you belong here. We provide flexible working options to support you and how you can contribute.

Be the leader you want to be
Some guide teams, some change culture, some build essential expertise. We offer opportunities and experiences that support your continuing growth as a leader.

Have as many careers as you want.
We are uniquely able to offer you new challenges and roles - and prepare you for them. We bring together people with unique experiences and talents, and we are the place to develop a lasting network of friends, peers, and mentors.

The next step is yours

At Deloitte, we are all about doing business inclusively - that starts with having diverse colleagues of all abilities. Deloitte encourages applications from all qualified candidates who represent the full diversity of communities across Canada. This includes, but is not limited to, people with disabilities, candidates from Indigenous communities, and candidates from the Black community in support of living our values, creating a culture of Diversity Equity and Inclusion and our commitment to our AccessAbility Action Plan , Reconciliation Action Plan and the BlackNorth Initiative .

We encourage you to connect with us at accessiblecareers@deloitte.ca if you require an accommodation for the recruitment process (including alternate formats of materials, accessible meeting rooms or other accommodations) or indigenouscareers@deloitte.ca for any questions relating to careers for Indigenous peoples at Deloitte (First Nations, Inuit, Métis).

By applying to this job you will be assessed against the Deloitte Global Talent Standards. We've designed these standards to provide our clients with a consistent and exceptional Deloitte experience globally.

Deloitte Canada has 20 offices with representation across most of the country. We acknowledge that Deloitte offices stand on traditional, treaty, and unceded territories in what is now known as Canada. We recognize that Indigenous Peoples have been the caretakers of this land since time immemorial, nurturing its resources and preserving its natural beauty. We acknowledge this land is still home to many First Nations, Inuit, and Métis Peoples, who continue to maintain their deep connection to the land and its sacred teachings. We humbly acknowledge that we are all Treaty people, and we commit to fostering a relationship of respect, collaboration, and stewardship with Indigenous communities in our shared goal of reconciliation and environmental sustainability.

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