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Risk Management Intern/Co-op

Toronto, ON
Full Time
4 days ago
Campus Role Type
Internship/Co-Op and Summer Opportunities

Start Date
- Winter


Workplace Model

Department Overview

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

•Leadership talks with key Leaders from across the organization
•Lunch and Learns on topics such as Innovation
•Diversity and Inclusion and Personal Branding and so much more
For TD Bank Group to grow profitably, it must selectively take and manage risks. TD recognizes that a strong risk culture and approach to risk management is fundamental to our success.

TD's risk management approach is comprehensive and proactive and combines experience and specialized knowledge of individual business segments, risk professionals, and the corporate oversight functions. It is based on enabling TD's business to understand their risks and developing the policies, processes and controls required to manage these risks appropriately in line with the Bank's strategy and risk appetite.

Job Details

Risk Management is a key Corporate Function supporting the front-line businesses within TD with over 1,800 employees in offices in Canada, United States, UK and Singapore. We partner internally with many different areas of TD as well as our business partners to ensure we exceed our client's expectations, and employees to focus on a positive employee experience. We work externally with regulators to align with industry standards and benchmark ourselves against best practices.

TD Securities Operational Risk Management (TDSORM) is a second line of defence function providing operational risk management oversight and challenge to TD Securities businesses and support functions.
TDSORM's mandate is to independently guide and challenge the business' implementation of, and ongoing compliance with, the TDBG ORM Framework. The team is also responsible for providing a broad range of risk management counsel, risk analyses, reporting and support to business partners and senior management on a wide range of risk-related matters across a broad range of risk types.

TDSORM works in close partnership with the TD Securities businesses to understand their strategy and support their growth, while at the same time ensuring that the appropriate risk and control framework is in place to adhere to and respect risk appetite

As a student part of the TD Risk Management Co-op program you will have the opportunity to join different development workshops, seminars and lunch and learns. We will provide you the necessary tools, resources and guidance to achieve both business and personal goals.

Job Requirements

•Currently enrolled in an undergraduate degree majoring in Business, Statistics, Mathematics, Financial Analysis, Risk Management, Computer Science or equivalent
•Must be enrolled in an undergraduate degree with the intent of going back to school at of the start of your work term
•Familiarity with SAS
•Relational database SQL skills for data mining, extraction and statistical analysis.
•Strong excel Advanced MS Excel and MS Access for data analysis (Pivot, Filter, Formulas, Vlookup, VBA)
•Data Analytics and Reporting
•Dealing with ambiguity
•Dedicated, detail oriented, and an ability to propose creative solutions
•Written & verbal communication skills
•Results focused
•Quick learner
•High degree of personal initiative
Skills that are not required, but considered an asset

•Knowledge of Financial Industry/Risk Management/Retail Credit products
•Experience using Business Intelligence Reporting tools such as SAP Business Objects, Cognos or Tableau
•Microsoft Visio would be an asset
•Knowledge of R and HIVE Knowledge of Basel Capital Frameworks
•Quality Center (HP ALM) Testing tool
•MS Project

Additional Information

Please note that this is a general posting. If you are selected for an interview, more information regarding which business group and the specific job duties will be provided.

•This position is a 4-month work term and will commence Jan 8th - April 26th 2024.
•Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
•We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
•TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
•TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

Company Overview
Our Values
At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars - physical, financial, social and mental/emotional. In addition, we champion a safe, inclusive and supportive work environment to help colleagues feel a sense of belonging, and supported in their personal and professional growth. Through our focus on total well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes ... because when colleagues feel their best, they're more likely to do their best.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they'll always have access to the TD community and experience our culture of care.

Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is a customer obsessed organization, and we are deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Commitment to Diversity, Equity, and Inclusion
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

How We're Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!
Education and Training