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TDI Insurance Risk Management is accountable for the Insurance Risk management ("IRM") program across TDI, relying on key activities and deliverables embedded within the accountabilities of business process, risk and control owners (first line). TDI IRM is also accountable of TDI Models oversight within TD Model Risk Management.
IRM has a mandate to ensure global compliance with the Enterprise IRM Framework and Enterprise Model Risk Management (MRM) Framework while ensuring a shared focus on common ORM objectives. Job Description
This role will contribute in both IRM and MRM functions.
•Contribute to design enhanced insurance risk reporting that leverages risk analytics, analyze and interpret the output, and provide commentary insights to management and risk partners.
•Contribute to the TDI Model Oversight, working in partnership with TDI model owners, TDI Model Control Group and TD Model Risk Management, performing model reviews that are efficient, thorough and well documented. The reviews must bring value to our business partners by raising potential issues in models and model development and by proposing solutions to those issues.
The Actuarial Analyst II will contribute to the success of the Analytics and Model Risk Oversight team by participating in model validation activities and performing risk analytics to generate insights to stakeholders. Analytics and Model Risk Oversight
The Actuarial Analyst II is required to be highly adaptable to changes as the risk management and modeling environments of TDI along business growth are evolving rapidly.
•Reporting to the Senior Manager TD Insurance Analytics and Model Oversight.
•Contribute to the Insurance Risk Analytics oversight for TDI GI, LH and TDRB including but not limited to:
•Developing insurance risk analytics and tools to identify risk trends
•Conduct regular in force reviews of product profitability
•Design enhanced insurance risk reporting to provide insights to management
•Contribute to Model Oversight program for TDI GI, LH and TDRB, including but not limited to:
•Review and challenge the insurance assumptions within model risk documentation;
•Report to TD MRM/MV and support them on the insurance assumptions challenge review and highlight any insurance risks aspects;
•Review TD MRM/MV validation report;
•Ensuring TDI is compliant with the TD Model Risk Policy ("MRP") and Model Risk Policy Framework; and,
•Contribute to building, developing and maintaining effective relationship with our risk partners
•Contribute to the development of TDI colleagues on insurance risk culture (eg. roadshows, lunch & learns etc)
•Effectively communicate risk management practices, methodologies and results of risk assessments to partners of different areas Requirements
•1+ years of actuarial experience in the general insurance field
•Bachelor degree in Actuarial Sciences or related field
•Passed 4 exams from the Casualty Actuarial Society and working towards his/her Casualty Actuarial Society Associateship (preferred)
•Excellent knowledge of the Microsoft Office Suite
•Knowledge and interest for programming, notably SQL, VBA and R (preferred)
•Experience in predictive modeling
•Advanced analytical, decision-making and problem solving skills
•Client-focused and aptitude for teamwork with solid organizational and communications skills
•Highly adaptable to change
•Autonomous and perseverant; shows initiative and creativity in their work
•Recognized for their thoroughness and the quality of their work Additional Information
This position requires proficiency in a language other than French to support customers, employees or markets located outside the province of Quebec or who require services in a language other than French. Flexible Work Options
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Banking, Finance and Insurance